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Commercial Refrigeration Finance

Chill Pro Trusted Finance Partners offer competitive rates on equipment finance for hospitality businesses — SilverChef Rent-Try-Buy financing is also accepted for Chill Pro equipment.

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Commercial Refrigeration Finance Options

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Buying a commercial fridge, freezer or display case outright isn't always the right call for cashflow — especially for a new shop or a big fit-out. Chill Pro Finance offers competitive rates in the market on equipment finance options for commercial refrigeration, catering equipment and hospitality gear, so you can get the right setup now and pay it off over time. Ask us about finance when you get your quote, and we'll walk you through what's available for your situation.

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Rent-Try-Buy

This unique equipment finance product lets you rent your chosen hospitality equipment for a minimum 12-month term, with flexible options.

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Calculate your rental payments with Rent-Try-Buy.

During your 12-month term

  • Upgrade to a bigger, better model at any time

  • Purchase the equipment and receive a rebate on rental payments made to date. 

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Low monthly rental payments help with cashflow, while the equipment generates income that can help pay for itself. 

After your minimum 12-month term

  • Keep the option to upgrade or purchase, or

  • Choose to return the equipment, or

  • Continue renting at a reduced rate, or 

  • Work towards ownership over time with SilverChef's Easy Own product. 

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Fast approvals

Customers can get approved for up to $65,000 in as little as 10 minutes, in our dealership today. Simply bring your photo ID, ABN and proof of business address with you. SilverChef will also approve higher amounts subject to satisfactory additional checks.

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Lease-to-Keep

If you’re looking to finance equipment of $10,000 and over, Lease-to-Keep provides a straightforward way to spread the cost and manage cashflow. Monthly lease payments are spread over four years and at the end of the term, the equipment is all yours. Simple. 

 

*Subject to compliance with terms and conditions*

Commercial Refrigeration Finance FAQ

How does commercial refrigeration finance work?
Instead of paying the full cost upfront, finance options let you spread the cost of a fridge, freezer or display case over a rental or lease term — keeping more cash in the business while the equipment earns its keep. Chill Pro Finance offers a few different structures depending on what suits you best.

How long does approval take?
Approval can be fast — often the same day, with just a few pieces of standard business ID and documentation needed. Talk to us when you get your quote and we can point you to the right option.

Can a new business get equipment finance?
Yes, in many cases. Newer businesses can still be approved for equipment finance, though exact eligibility depends on the finance provider's checks. It's worth asking early in the process so financing doesn't hold up your fit-out timeline.

Is rent-try-buy or a straight lease better for my shop?
It depends on how certain you are about the equipment you need and how long you plan to keep it. A rent-try-buy style option gives flexibility to upgrade or return equipment during the term; a straight lease-to-keep option suits businesses who know exactly what they want and plan to own it outright at the end. We can talk through which fits your situation.

What equipment qualifies for finance?
Most of the Chill Pro range qualifies, including display fridges, freezers, multi-deck cases, deli serve-over displays and dual-temperature cabinets — as well as broader catering and hospitality equipment. Ask us when you request a quote.

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